Mobile Payments

PaySwift Mobile Wallet
PaySwift Mobile Wallet

Cross-platform mobile wallet application supporting 15+ currencies with instant P2P transfers, QR code payments, bill splitting, and merchant checkout. KYC/AML compliance built-in.

Client

PaySwift Technologies

Industry

Finance / Insurance

Services

Fintech Solutions, Mobile Development, Backend APIs

Duration

8 months

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Active Users

500K+

The Challenge

PaySwift Technologies wanted to launch a mobile-first digital wallet that could compete in the crowded payments space across the Middle East and North Africa. They needed support for 15+ currencies, instant P2P transfers, and seamless merchant integration while meeting stringent KYC/AML regulations across multiple jurisdictions. The app had to work flawlessly on both iOS and Android with a single codebase.

Core Objectives

Launch a cross-platform wallet app supporting 15+ currencies with instant transfers
Build a high-throughput payment backend processing transfers in under 2 seconds
Implement QR code payments and NFC-ready merchant checkout
Achieve full KYC/AML compliance across multiple MENA jurisdictions

Technology Stack

Mobile

Flutter Dart Firebase

Backend & APIs

Go gRPC PostgreSQL Stripe Connect

Cloud & DevOps

GCP Terraform

Project Status Completed

Our Solution

Lightning-Fast Mobile Payment Ecosystem

We built a Flutter-based mobile wallet with a Go microservices backend communicating via gRPC for maximum throughput. The architecture supports real-time balance updates, instant P2P transfers, and QR-based merchant payments with Stripe Connect for settlement.

Unified Cross-Platform App

Single Flutter codebase delivering native performance on iOS and Android with biometric authentication and offline-capable QR payments.

Instant P2P Transfers

Go-powered backend with gRPC streaming enables sub-2-second transfers between users with real-time push notifications and balance updates.

Smart QR Payments

Dynamic QR code generation for merchant checkout, bill splitting among friends, and contactless in-store payments with automatic receipt generation.

Seamless Mobile Wallet Experience

A beautifully designed wallet interface that makes sending money, paying merchants, and managing multiple currencies effortless.

One-tap P2P transfers with contact sync and recent payees

Multi-currency wallets with live exchange rates

Bill splitting with automatic reminders and group payments

Our Process

Development Process

Market & Compliance Research

Analyzed payment regulations across MENA markets and mapped KYC/AML requirements for each target jurisdiction.

Core Wallet Engine

Built the Go backend with gRPC for real-time transfer processing, multi-currency ledger, and Stripe Connect integration.

Mobile App Development

Developed the Flutter app with biometric auth, QR scanner, NFC support, and offline-capable payment functionality.

Beta Launch & Scaling

Rolled out beta in 3 markets, iterated on user feedback, then scaled infrastructure to support 500K+ concurrent users.

Key Results

Wallet Performance

PaySwift achieved rapid adoption across the MENA region, reaching half a million active users within six months of launch.

Transfer Speed <2s

Monthly Active Users 500K+

Payment Volume +340%

Performance Metrics

Project Gallery

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"The PaySwift app feels as polished as any Silicon Valley fintech product. Jenova Tech's Flutter expertise and backend architecture made it possible to launch across multiple markets simultaneously."

Layla Al-Rashid

CEO, PaySwift Technologies

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